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call your credit card company and ask them. They may have an offer, which gives you all three credit reports for free.
Citi Cards offer this, type of service, and they have a monthly recurring service for $9.95, which monitors your credit.
Chase has it aswell, but it's like $12.95, free the first month.
BOFA sucks, they want to charge you $1.00 per $100 on your card, to offer you the same service as the above.
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