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It sounds like he didn't bother showing up to court. You would think he could have represented himself in court and just explained his situation to the judge and the judge would most likely have, if not sided with him, given him some options or helped to work out some kind of an agreement.
Anytime you just give the finger to the court they don't respond well.
All that said, it is a pretty shitty thing to do when someone is having trouble and the home owners association sues you. Whoever heads that association should be punched in the face by Kimbo.
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