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Old 10-20-2008, 01:41 PM  
ADL Colin
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Join Date: Feb 2001
Location: Tube Titans, USA
Posts: 11,929
Quote:
Originally Posted by jdavis View Post
who the hell is talking about borrowing money at 24%? no one is
If he's successful it is the same thing.

If someone gives me 24% return per year on an investment they are, one would hope, making more than that. So let's say they are making 40% total in one year giving me the promised 24%. Let's call this business "Joe's Can't Miss Loan-sharking". I put in $100,000. The investment returns $140,000. I receive my $100,000 back + 24%. They profit $16,000. Great.

Now say instead that they borrowed $100,000 from the bank at 9%. It's the same investment so it returns $140,000. The bank gets their $100,000 back + 9% interest and he profits $31,000.
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Last edited by ADL Colin; 10-20-2008 at 01:45 PM..
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