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Originally Posted by Pleasurepays
i pay the same. haven't noticed my insurance "sky rocketing"
the problem in "affordable healthcare" has ZERO to do with insurance or hospitals are doctors or anyone in the medical profession.. it has to do with a legal system that is in desperate need of tort reforms.
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That's a part of it, but not the reason our healthcare system sucks. Tort reform has nothing to do with people who have pre-existing conditions. If you have had diabetes, had heart problems or God forbid were born with some kind of defect, there isn't a health insurance company in the country that would take you on. Simply put, insurance is not available to you. This doesn't even account for the millions of other people who can get covered but not for the pre-existing conditions they have. Or their premiums are more than they make in an entire year (a cancer survivor will look to pay around $2000 a month in coverage).
And lets talk about those insurance companies. Have you ever had a major medical problem where you had to stay in a hospital? They will fight you for every penny. My Mom has great insurance through one of the major companies. She had to spend 4 days in a hospital. The insurance company refused to pay for more than 2 despite the doctors saying she needed to stay. The insurance company fought the prescriptions they gave her and said they weren't necessary. It took about 6 months of fighting them on things they simply refused to pay for. Things top notch doctors ordered. This isn't new either, this is what happens to just about everyone. I bet you half this board can give you a nightmare scenario with their insurance company.
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Originally Posted by Pleasurepays
sorry man, i'm sitting right next to a guy who was the CFO of Blue Cross / Blue Shield for many years. they don't make real profits from what they charge. their margins are very small.
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Sure there margins are small, but their profits aren't. The major healthcare companies made billions. It's a huge industry where a lot of money is made. Lets not act like these guys are doing this out of the kindness of their hearts.
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Originally Posted by Pleasurepays
i object to paying the health insurance of someone who always seems to have nice wheels wheels on their car, the latest designer clothes, all the newest, neatest mobile gadgets but wants to tell me that health care costs too much.
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Not every human being on the planet who needs health care is doing what you said. Just as not every human being who is on welfare is a crack smoking black person. I'm not saying you're wrong on the argument with health care, I'm just saying this notion that everyone fits into a stereotype is silly.
you're insane. you clearly have zero clue what you are talking about. you are confusing tax rates with what is actually paid.
uhmm.. ok,.. you just out-insaned yourself. if everyone pays 10%... everyone pays 10%. its not real difficult math.
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Originally Posted by Pleasurepays
you seem to have this very marxist attitude about big companies.
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His comments weren't Marxist at all. Just because you heard some McCain campaign staff member use the word doesn't mean it's a fair assessment. Reminds me of people using "appeasement" when they had no clue what it meant. I hope people on both sides of the aisle read about Marx and his philosophies so they can stop sounding ignorant when invoking his name.