Quote:
Originally Posted by pocketkangaroo
That's a part of it, but not the reason our healthcare system sucks. Tort reform has nothing to do with people who have pre-existing conditions. If you have had diabetes, had heart problems or God forbid were born with some kind of defect, there isn't a health insurance company in the country that would take you on. Simply put, insurance is not available to you. This doesn't even account for the millions of other people who can get covered but not for the pre-existing conditions they have. Or their premiums are more than they make in an entire year (a cancer survivor will look to pay around $2000 a month in coverage).
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Would Tort reform not lower the overall cost for the hospitals and Doctors and nurses via reduced legal / malpractice insurance costs? Would that not go towards lowering the overall cost of medical expenses? Which in turn should help lower premiums, allowing people that previously were unable to be covered more leeway? I agree there needs to be reform on pre exisiting conditions too.