Quote:
Originally Posted by pocketkangaroo
Malpractice insurance costs on average 3.2% of a physician's annual revenue. Are you saying that completely eliminating all lawsuits (which would be silly but we'll use as an example), would somehow get those with pre-existing conditions and bad genetic histories insurance? That considering the entire 3.2% savings being passed on to the patient would magically save the entire health care industry?
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uhmm... yeah, i'm saying "completely eliminate all those lawsuits" ... uhmm.. ok... i guess thats all i've been saying.
its not complicated. its hard to tell if you are just 19 and naive or what. i got into a car wreck once.. i rear ended a car as the last of 5 cars who all stopped suddenly when a kid ran into the road. i hit the last car and pushed all the cars together (or at least they all made contact). the people in the car i hit were fine. i was doing like 15mph or so probably when i hit them... the odd thing was that the further we went forward in the line of cars... the more everyone suddenly had a neck problem. that's the system we have. a system that encourages and rewards scam artists and crooks and that breeds asshole attorneys who exploit the system for the big rewards it provides when doing so. who bears the brunt of that????? INSURANCE COMPANIES... who gets screwed? INSURANCE COMPANIES
why is it so hard to understand that an insurance company is a business selling a product. nothing more. like any business, they want to sell that product... they want to sell it to as many people as possible... but they don't determine the price of that product. the circumstances and associated risks determine the minimum price of that product.