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My bank, Wells Fargo, won't allow me to do any transactions thru Western Union, due to the high amount of fraud. Haven't tried Moneygram, but I wouldn't be surprised if that was not allowed either.
If I want to use western union I have to go to a western union location and give them cash.
When I first was declined, I asked Western Union why it was getting declined, and they told me that I need to call my bank and have them unflag the transactions, so I called my bank, and they told me that there is no way they will ever unflag any WU transaction.
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