it has to be that they are having cashflow problems and using these excuses to cover up that - because they only owe you 5K left - I am sure they know that if they don't come up with the remaining 5K that you won't willingly refund their money - it will cost them more than 5K and more headaches to pursue you legally over in the UK. so it's far better for them to pay you the 5K - which makes me think they just don't have it to give you. tell them to send you half now and half next month.
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