Originally Posted by crockett

The simple fact is, if you pay your bills on time and have a good credit score you are worth less to them than some dead beat whom is always late. They make a much lower intrest rate on someone like yourself and have to give out a much larger credit line to keep you happy.

Meanwhile they can give out $500 to $1k limit cards to 10 deadbeats and have the riskl spread out while making much more profit because of higher intrest rates and late fees.. ect..ect..