Originally Posted by Paul Markham

This does not apply to those who get into financial difficultly and can't pay their bills. It applies to those whose nature it is to skip paying.

A frog was sitting by the river one day when a scorpion came up alongside him and asked the frog if he would carry him across on his back to the other side. The frog replied no because he was scared the scorpion would sting him and kill him. But the scorpion promised he would never do such a thing to the frog if he carried him across. They would be friends.

So the frog agreed and started to carry the scorpion across the river.

Half way across the frog felt the scorpion sting him and screamed out "WHY DID YOU STING ME? NOW WE WILL BOTH DIE!!" To which the scorpion replied "I'm a scorpion, I can't help it, it's in my nature."

Think about it.