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Good to see a new company come in the game with a super-competitive rate and mix things up. Truth is, I think people will find it shocking what the base rates are at some of these banks, obviously it doesn't include the critical add-on features like customer support - but there are alternatives out there, and with those priced in, its still much lower than start-off rates at many of the existing 3rd parties.
I've always found it interesting that theres only 2 or 3 market players, and they all start their rates at 15%.
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