Originally Posted by Kimmykim

Tomas,
I really don't see a need to have an icq conversation, you've posted this thread on a public message board, why not have the discussion in public?

My comment so far is that what you've said about two specific banks does not add up to what those banks state as policy.

My other comment, and keep in mind that I know what interchange charges, is that even if you were working off interchange as your base, there's still such a long way to go to make a profit after paying registration fees, that your company would be in the hole for months with new clients that could not bring a considerable amount of volume to the table. And that is just a simple calculation based on gross revenue, having nothing to do with net profit.

The last comment addresses cross border acquisition, in a Canadian specific reference, but still applies to all customers, regardless of where they are located.