Originally Posted by raymor

You said they'll take 50%. Did you offer 50% or did they?
If you offered 50% it'll be harder to take that offer back.
If they offered 50%, they'll probably settle for a little less.

You can probably walk away for 1.5 months + your attorney fees, depending
on your state if you might end up paying other fees for their collection expenses.
So find out what the attorney will charge you. Is 1.5 months plus your attorney
fees less than or close to 50%?