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Great idea. Sharing billing information like the credit card number isn't a problem.
As mentioned, the site owners generally don't even HAVE that information, so
there's no need for them to share it and no way they could. CCBill has the information
and wouldn't need to share it with anyone else.
Until recently, the rules were in fact that you could not process transactions
for someone else. To do so was called "factoring". The processors found
a way around that, sort of. The user bought a user name and password from
CCBill, iBill, or whoever. That's why Verotel did "ticketsclub" - the customer
s buys a ticket from verotel and would log into Verotel at least once. The
customer is not buying content from the site - they are buying a user/pass
from CCBill. CCBill could easily store the customer info and use it to easily
sell them a user/pass to another site. The idea was that it was like buying
an Olive Garden gift card at Wal-Mart. Wal-Mmart is the one selling you something -
the gift card. When you buy that card at Wal-Mart you are Wal-Mart's customer.
Wal-Mart is not processing transactions for Olive Garden. Similarly a punter is
CCBill's customer, buying a younganal.com "gift card" (user/pass) from CCBill.
With the IPSP system, I think the customer is still pretty much a customer of
CCBill and CCBill can laregely treat them as such, including making it easy for
them to buy user/pass combos which will work at other sites.
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