Quote:
Originally Posted by TidalWave
Wow, that makes their shit service effectively WORTHLESS now. I just called up their support and told the bitch to cancel my service immediately. I've been a customer of theirs for 3 YEARS STRAIGHT paying monthly.
Who the fuck would pay the monthly now for once per month updates? Worthless... I can just pull my credit report anywhere I want now, they removed the ONLY benefit they had.
They did this quietly too, didn't email me or post a notice of the change. I hope they get a shit ton of cancellations over this.
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I had that service for two years, and then canceled it once I found out that shit was not an accurate score. I called to complain when the score was off 50 points, and was told that is is just some 'forumla' or guesstimate. If I wanted my "AccuScore" I needed their other service Experian offers, which I have. So I canceled that other shit.
I do not remember the name of it, but I basically get mailed reports for changes and updates, and then when I want my TRUE "AccuScore" that all the credit bureaus moved to over a two years ago (away from myfico) then I call and they send it to me.
Yes, that's right. Other than house, and a few other things. AccuScore is what is used for credit, credit cards, auto, etc. Maybe not by ALL banks, but the majority. FICO score is used by the minority now, and that went into effect end of 2007.
I had monitoring service through ALL the agencies as I was preparing to buy a house, and heard that shit from ALL of them. Basically it is a collaboration score between all three of the agencies.
