Quote:
Originally Posted by Barefootsies
True dat. Many ways to manipulate your score up and down. However, they become ineffective with once a month updates.
While he has a point, and I have done that as well with the fraud alert crap. It turns into an incredible pain in the ass when you are seeking new credit. Nothing like going through phone and mail verifications 1-3 times per.

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lol. I love when people who have NO FUCKING idea what they are doing gives advice. Go through the phone interview thats it, really, you instead of paying someone to do the same thing. especially "3 times"...If that was the case you would automaticly have that in place. "3x a month" ill assume you meant, means a fraud warning automaticly requiring a phone call. nice try there baller.