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Old 01-06-2009, 11:02 PM  
Barefootsies
Choice is an Illusion
 
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Join Date: Feb 2005
Location: Land of Obama
Posts: 42,635
Quote:
Originally Posted by Wagerboy View Post
lol. I love when people who have NO FUCKING idea what they are doing gives advice. Go through the phone interview thats it, really, you instead of paying someone to do the same thing. especially "3 times"...If that was the case you would automaticly have that in place. "3x a month" ill assume you meant, means a fraud warning automaticly requiring a phone call. nice try there baller.
Ah one more GFY clown talking like he knows everything about everything.

Sorry bitch. When there is a fraud warning, or alert on your account. They have to talk to you. You can not apply for stuff online. Or more correctly, you can, but the creditor must verify they are talking to you.

Now, that said, they can call you, you call them. They verify info about you. Like past address, car's owned, payments you are currently making while talking to you on the phone. Typically 3-5 questions.

Other banks or creditors will require you to mail in shit, like SSC or mailing address to verify you are you after talking to you on the phone.

Seems to vary from bank to bank on their policies to dealing with an alert like this.

Oh, and I happen to have one of these little letters from Capital One laying around my office here little bitch, as I JUST had to go through this with them, and Best Buy.

Now.. carry on.
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Last edited by Barefootsies; 01-06-2009 at 11:03 PM..
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