Originally Posted by TheDoc

Insurance offered by a massive amount of small companies works great for the owner but is horrible for the employee. So they go on the stats as being able to offer insurance but the person uses a spouses or family members policy, again adding to the numbers.

One thing I can say about American insurance, it's cheap for kids.

When a person can't get a job and unemployment benefits drop, they are no longer part of the unemployment percentage, that's why the rate 'seems' so low. Even when these people eight months or a year later do get a job, it's often a job with a smaller company.

Smaller companies often don't have insurance..or it's expensive and offers really nothing good. So the person remains on the spouses policy...

Statistically, the person has insurance but in reality, without the spouse or family member, they wouldn't. It would cost more than they could pay or they simply wouldn't have it at all.

They also include people like my dad, retired, insurance paid for by the Gov. And vets, all of us even us, and gov/state workers and the poor. And with all these, often include family members.

The number may not be 33%, but I'm not foolish enough to believe the Gov published stats and tracked data, that they publish for others to use.. is only 15%.