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I just pay my credit cards in full every month,doesnt matter if the interest is set at 1000%,i have never paid 1 cent in interest in my 15 years having credit cards.
Rewards are nice too chase is paying 3% rewards on the first 1000 i spend per month then it drops to 1% after that.
Only time i dont pay off a credit account in full is when its a 0% promotion.
I just pay internest on my home loan,but my last car load was 0%
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