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For three months I did not pay my mortage. I still collected rent from the renters (lost most of that in the casinos but thats not important here) I didnt pay my mortage.
Here's the tip. Homeowners, DO NOT PAY YOUR MORTAGE....
For 2.8 months!!!
The banks will be in a panic and calling like mad. Ignore them.
IGNORE THEM...
At the 82 day mark call them. Tell them you are going through financial hardship. You lost your job 2 months ago but YOU HAVE FOUND A NEW ONE BUT IT PAYS LESS.
Make up how much you make. Add it up with expenses like creditcards, insurance, food etc. Then leave room for say half of what you normally pay on your mortage and tell them "this is all you have left and can afford for mortage"
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