Quote:
Originally Posted by BradM
We went to a credit union and were approved for what we needed.
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Same here.
I had a decade or more with National City. My personal, as well as three business accounts, and savings. Despite loyalty, and an over 720 credit score, no late payments, etc. they would not refinance, or approve shit. Mainly citing the 'self employed' reasons.
What finally put me over the edge with them was the fees. They started raising all their fees from wires, to just nickel and dime bullshit on different petty stuff. Finally, I had enough.
I went to the credit union. Opened a personal only at first. Within two weeks, I was approved for one loan. Consolidated other credit cards, and got one through the CU with high limit. Within 6 months, refinanced my truck. Moved my business accounts. Within a year bought new SeaDoo. Moved all remaining accounts but one, the partnership, from Nat City. Within 18 months bought a house.
Now business partner moved a lot of his real estate and business there as well.