Tried most of the systems out there, but for the past 2 years, I've had Phantom Frog in place and 99% of my worries are over! There's no need for me to go anywhere else, because password traders accounts are immediately blocked by an automatic password change. You're sent an email to let you know that the account has been compromised and you can monitor the account for repeated abuse. Should an account be hacked and that member's password changed, he can just go to an online form and retrieve a new password without any intervention from the webmaster. Sweet!
There's more, but I'll let Bill at Phantom Frog give you the lowdown. He's been very helpful and really knows his shit. Hope this helps.
Lucky
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