yeah fuck BOA.
I've been getting killed by their 25% interest rate for middle class people who pay their bills on time.
One day, i called them & asked them to lower my interest rate. I went through a 30 minute application to get a line of credit with a lower interest rate. They tell me i don't qualify for the loan because i don't make enough money. Then they said they can refer to me to their credit counseler, & i can get a lower payment from them. They transfered my call. I went through another 30 minute application for credit counseling. They declined to approve me for credit counseling because i made too much money!!!
90 minutes on the phone for a big run-around, & in the end they did not help me at all. They insulted me.
