Hey...
So I was just jerking off the other day and thought I'd call Bank Of America to see what all this hype is about mortgage bailouts and what you can get...
I get a call today.. and apparently the "Make your Mortgage Affordable" program can even help people who've not missed payments.
I have PMI insurance... because I'm young, it was my first mortgage, blahblahblah.. and I didn't have 20%..
Anyways.. I've never missed a payment.. have okay credit... and they're going to drop my interest about 2%....
People with PMI can't do it until the end of May...
But just a heads up...
Call your banks and see what they can do for you
My payment is going to drop between 600-800 per month.. depending on what my score looks like by the end of May..
I was also almost upside down too... in terms of market values... so I think that helped.
It'll also be a no doc... I'll just call up.. pay the closing fees... I think I may have to send in my business license... and that will be that..