Quote:
Originally Posted by WhiplashDug
Yes, the US system is flawed, but more so by the Legal profession driving up the costs of health care in the courts. In some states, certain specialties can no longer afford to practice because their insurance premiums are so high. There was a time in America when people were able to just pay cash at the doctor for their medical needs. Not any more.
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That's not true. Malpractice insurance is just over 3% of total expenses for the average doctor. It is actually a smaller percent of overall expenses than it was 20 years ago. Equipment, prescriptions, and staffing (nurse shortages drive up their cost) are the major costs associated with a doctor's practice.
Doctors who have high insurance premiums are ones with multiple claims that make them high risk. It can be unfortunate, but it also helps weed out bad doctors who are frequently sued for poor work.
That talking point has been debunked over and over.