Quote:
Originally Posted by kane
I wonder how many people would never see any money if their employer dropped their health insurance. I have had jobs in the past (and know people now) that pay nothing for their health insurance - their employer covers it all. So if the employer dumps it there is a decent chance they will just put that money in their pocket and not give it to employees. this would cause people a lot of troubles because someone that has a family of four could suddenly find themselves having to shelve out a lot of cash to get the health coverage.
You are right though. Taking care of yourself is the best way to lower the cost of healthcare.
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Most people are misunderstanding this altogether.
The proposals that are on the table wouldn't change the setup for employers at all, vis a vis taxes.
Workers would have to pay taxes on their benefits as if they were income. Employers would write off the cost of health insurance as wages paid to employees, so to them, there's no difference.
There would be no incentive to "drop people's healthcare" by employers. As a matter of fact, this would be done in concert with overall reform that would
require employers to provide insurance or make a contribution to the public plan for their employees.
