Insurance companies do nothing to improve health care. I've never heard anyone adequately make a rational case for how putting an extra for-profit layer between patients and doctors improves outcomes. They're just parasites that don't produce anything. You should hate them for what they've done to a this country; they've killed more Americans than Al Queda. We need a true not-for-profit option; let it be voluntary, and soon the public will figure it out for themselves. End the scam. Take the burden of insurance off businesses, and free people from the fear of their family losing access to health care if they leave or lose their job. Do not believe any of the lobbyist propaganda about how horrible things are in Sweden, England, Australia, New Zealand, etc etc etc. You don't see them begging for an American-style health care system. Public health care covers everything medically necessary for every citizen, all at a much lower cost, so long as you don't have a bunch of bribed and ignorant anti-government reactionaries sabotaging it. And for the wealthy (myself included) there will always be private plans and private hospitals, so no fear of losing your place at the front of the line or that nicely furnished private room.
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