Originally Posted by NemesisEnforcer

I fight back. I have a process whereby I put the chargeback on their credit report. Just before the financial collapse, I received 3 phone calls from customers saying that they were having problems refinancing their homes due to the information that I had put on their credit report and they want to settle. In addition to the membership fee and chargeback fee, I charge them a $600.00 administrative/legal fee to remove the info from their credit report. Guess what, they gladly pay up.

Two weeks ago I received documents from Federal Bankruptcy court because a chargeback customer listed the fees as a debt in their bankruptcy. Payback is bitching.