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In my case I have a shitload of debt. Tons of it from all that gambling I used to do. Yes I didnt always win. And A lot of it from medical bills for my daughter that the insurance company said they would cover but 378k later decided they didnt want to pay.
I make decent money. I CAN pay what they ask but truthfully Id like options.
ITs no doubt cramping my lifestyle.
Ive all but told one credit card company to fuck off. They settled with me for 40% of the balance.
I was figuring to doing that with the others also.
Still I have a massive medical bill here that I cant dodge. The price of a home.
I can pay it but fuck.... Its really making things tough around here, shit you not. Unexpected.
Id have no problem claiming backruptcy on it if its as easy as all this is sounding.
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