I'm basically doing the same thing that MK Ultra does. I have Asthma and can't get coverage that will cover anything asthma related. The last time I got a regular health insurance quote it was for around $450 a month and would not cover any asthma meds or doctor visits. It was so high because they felt my asthma showed that I was generally "unhealthy." So I go to the doctor 1-2 times a year and pay cash for it I buy my own meds online for about 1/3rd what I would pay in a pharmacy and I have a very cheap insurance policy that basically only covers catastrophic things. So if I ever had a heart attack or got in an accident had brain damage or things like that I would be covered, but if I end up in the hospital fo an asthma attack I have to pay for it.
The funny thing is that this happened to me about 5 years ago. I went to the urgent care center and when it was all said and done the bill was about 4K. I was in there for about two hours. When I called and offered to pay cash they cut the bill down to $2200. So I always make sure I have some in a medical savings account just in case.
I just read that the average cost of medical insurance for a family of 4 is $12,500 a year. Most people get it through their job. At that rate if most people lost their jobs they couldn't afford to pay for it on their own.
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