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It is not that I cannot afford insurance.
It is that I am not insurable because of my pre-existing condition.
No insurance company will take me because my average medical costs per year are $40 to $60k. Just the hospital bill for my surgery in October was $19.4k. Considering I was admitted every six to eight weeks for the last decade...well, you can do the math.
So that shit just builds up on my credit, hospitals seek judgments and I will end up having to do a medical bankruptcy.
Luckily, that last surgery seems to have been the winner. I am praying my medical costs stay down like they have been so far this year. So far this year I have been able to pay for everything I've needed out of pocket...a little less than $1k a month.
The above is the reason that I demand universal health care. Insurance companies should not be able to exclude the sick in favor of the healthy. That defeats the entire purpose of insurance and risk pools. I would happily pay a higher premium with higher deductibles because I am so sickly...but somebody has to offer to cover me in the first place.
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