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Funny thing is, here you can and will get help from a bank for insurance. They will give you 1 year for free and 2 more at HALF of what you would normally pay. Its honestly in their best interest.
Now Lets say he decides to keep the car, 3 or more months down the line it gets totaled. He has NO insurance.. He still owes the bank and they can not collect, and they dont have a car worth a damn..
They should have helped him.
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