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here's my experience:
for minor things, our system rocks. 5 years ago when i broke my ankle, which then developed into a pulmonary embolism, and i spent over a month in a hospital, i was pissed. it was a horrible experience. if something like that happens again, i would definitely bypass the system and ship myself out to private heathcare, and pay the huge costs instead.
but again, for anything non-life threatening, our system works great.
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