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Old 07-20-2009, 03:54 PM  
WhiplashDug
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Join Date: Aug 2006
Location: SACTO
Posts: 3,438
Look, the Canadian system is pretty good, far better than the British from what I've heard. My mom's side are all Canadian, so I get a lot of good info. Out of that huge French-Catholic family, there have been 4 or 5 of them who have come to the states and paid cash for some procedures they could not get done in Canada for like 18 months and they decided not to wait. A couple more who came for something that wasn't available. And a couple who living in the states went home for some stuff as well. Is there adequate care in Canada? yes, of course. But as noted by a few, if you want really good coverage for the many things the government doesn't cover - it will run you about $200 a month.

In the States, basic care is not provided, people must pay or have insurance. However, for whatever needs, by law, no-one in the states can be denied treatment when needed, doesn't matter if they can pay or not. Is the care here in the States better? yeah, probably. Only time you wait for something here is in an emergency room. Everything else can usually be scheduled within days. Also some of the larger research hospitals will offer treatments and care that you cannot get anywhere else in the world. But without insurance, no one in the states can afford that care type of care. That's the type of care that would clean someone out.

But.. in the states, anyone can buy their own insurance. I had a policy that just covered me. I had to pay 80% of the bill up to $3600 a year. After that, i paid nothing. That cost me $56 a month. How is that not affordable?

Now, both systems have problems. But the concept of trying to push a system conversion at this point is just plain stupidity and will cost far too much money. Money that America just doesn't have. If America keeps falling deeper in debt by spending money like this, it is looking at $3-4 trillion dollars in deficits by middle of 2010 and possible 13% unemployment. The dollar will begin to devalue and the American consumer will be consuming even less than it is now and the res tof the world economy will continue to slow and recede.

It would make far more sense to create a new type of insurance plan that the government would pay for in the form of a tax credit. For anyone who makes less than $100k a year for example, could participate in a group plan that offered set benefits. If they paid their premiums all year, they just turn in the receipts at the end of the year and get a tax credit for those costs.
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