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I don't think its right but I can't see how she could ever get a job with that many kids, let alone make enough to pay their expenses. Its a bad situation, but I think she should take it as it seems to be the only way she can make a descent living to pay for all these kids.
I do think its better that someone else manages her kids money though. 15% should be higher in something like this to protect her kids interests more.
WG
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