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Just changed my plan from very full coverage which was $1,200, to a higher deductible HSA. Premium is $300 a month and I'm putting $200 a month into the HSA.
Way too much money is spent on admin / underwriting / bill collection.
My wife's doc his office is him, his medical assitant and 3 admin staff. So 75% of his staffing costs are taken up with people dealing with insurance company admin. Thats pretty stupid.
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