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About 9 years ago when exited the Marine Corps (and online banking wasn't really around yet) I was stretched thin and they were the bane of my existence as well. My favorite is the fact that they take all transactions ordered amount descending...
They SAY it's so you don't bounce a rent check... but really let's say you went $20 over and the last 5 charges were packs of cigarettes and drinks at the local corner store they get to nail you with 5 overage charges rather than 1... pretty lame.
When times are tough and you're stretching yourself that thin... it definitely sucks.
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