Quote:
Originally Posted by ADL Colin
All it takes not to "overdraft" is the ability to add and subtract and the belief that one shouldn't write a check in excess of the amount of money in one's bank account.
These people should count themselves lucky they are only getting a fee and not having their accounts closed.
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Nope you are wrong, its not that easy all the time. Trust me when I first started my business things were so tight it was scary. Lets say you have a few transactions coming out and need to make one more unexpected but very important purchase, maybe you car broke down and you need a rental for a week. Its all good though because lets say you have a check that should be coming in two days, well guess what that check doesn't come and now you just got $156 in NSF charges for 4 transactions.