Quote:
Originally Posted by ADL Colin
All it takes not to "overdraft" is the ability to add and subtract and the belief that one shouldn't write a check in excess of the amount of money in one's bank account.
These people should count themselves lucky they are only getting a fee and not having their accounts closed.
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Ok, say you go get gas...The gas station only puts a $1 pending charge on your card to make sure its' valid most of the time but does not actually put the full amount through until later - Guessing they do it in bulk. I have this issue constantly with BofA because I'll get gas, and it wont show up on my account or be taken out until days later. Same goes with restaurants and bars with the tips. They put the original amount through and don't actually charge the full amount including tip for a few days, throwing you off.
So where's your answer to this, Mr Perfect?