Quote:
Originally Posted by baddog
I do not believe it for a minute. There is much more to this story. For instance, most places have a minimum purchase that must be made in order to pay with a credit card. It costs money to accept payments by cc.
Who the hell pays for a $.75 transaction with a credit card anyway?
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It is actually against the law to have a limit on what you can spend with a credit/debit card. Shops do that because it is not worth it to them to accept a card for say .75 cents.
I once got charged $39 from B of A for an overdraft fee because all my bills went out and my check was supposed to go in the same day. I was short .25 cents. My check went in on Saturday, it was direct deposit for $11,000.
I called the bank and asked why I got charged $39 for overdraft of .25 cents? They said they would remove it right away. I have been a customer of theirs for years and getting direct deposit for years but they still had no answer why someone that was overdraft by a quarter gets charged $39...