Quote:
Originally Posted by Lace
Ok, say you go get gas...The gas station only puts a $1 pending charge on your card to make sure its' valid most of the time but does not actually put the full amount through until later - Guessing they do it in bulk. I have this issue constantly with BofA because I'll get gas, and it wont show up on my account or be taken out until days later. Same goes with restaurants and bars with the tips. They put the original amount through and don't actually charge the full amount including tip for a few days, throwing you off.
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YOU have to simply deduct the amount of the purchase from your account ledger so you know what your real balance is. If you spent $50 on gas be sure to deduct it from your balance not the $1 pre-auth.
Even if your account shows an extra $50 in it. You know its gone because you made the purchase and documented it.