GoFuckYourself.com - Adult Webmaster Forum - View Single Post - U.S. banks to make $38 billion from overdraft fees

Alky · 08-10-2009, 10:26 AM

Wells Fargo is pretty bad with over draft in my opinion.... not sure how other banks work, but to me this is a straight up scam.

I use my debit card as my main source of payment usually... so I had around 10 charges pending that hadn't posted yet. All were covered and funds available. Well a big payment came through to Amex that I thought had came through already so it put me negative. After that 8 or so of my pending debit transactions posted, and I was hit with overdrafts for each of these even though at the time of purchase I had $ in the account to cover it.

To me that's fucked up but not much you can do. They ended up giving me back half of the fees and I signed up for overdraft protection which just draws from my savings if I go negative.

08-10-2009, 10:26 AM
Alky Confirmed User Join Date: Apr 2002 Location: Houston Posts: 5,651	Wells Fargo is pretty bad with over draft in my opinion.... not sure how other banks work, but to me this is a straight up scam. I use my debit card as my main source of payment usually... so I had around 10 charges pending that hadn't posted yet. All were covered and funds available. Well a big payment came through to Amex that I thought had came through already so it put me negative. After that 8 or so of my pending debit transactions posted, and I was hit with overdrafts for each of these even though at the time of purchase I had $ in the account to cover it. To me that's fucked up but not much you can do. They ended up giving me back half of the fees and I signed up for overdraft protection which just draws from my savings if I go negative. Last edited by Alky; 08-10-2009 at 10:27 AM..