Quote:
Originally Posted by epitome
Thanks everyone.
OK, if you do not believe in free insurance, do you at least believe that insurance companies should be required to cover everyone?
Even if there is a high risk pool.
You know, I'm expensive. I consume a lot of resources. I'll gladly pay $1,000 per month for coverage.
BUT somebody has to be required to cover me if I want to pay.
That is why the fucking system sucks so bad. These companies get to pick their profit levels. That is not what insurance is. It's a gamble. If you don't want to gamble, don't go in the damn insurance business in the first place.
With the re-insurance system, the risks are even lower. Re-insurance is one of the best things out there...but nobody ever really talks about that.
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Without a doubt.
Further more insurance policies should be for 20 years not year by year. Stop the restrictions on buying from another state, give tax breaks to employers and employees that buy coverage. That would drive costs way down.