Quote:
Originally Posted by Darkland
Fuck that bullshit. In the last 15 years I have been to the doctor maybe 5 or 6 times. Part of that time I was paying insurance monthly and just two months of payments cost more than my combined fucking visits. In the last 10 or 12 years I have had no insurance and 2 visits in that time. One was expensive and I payed out of my pocket over time with billing. But guess fucking what. IT WAS STILL CHEAPER THAN IF I HAD PAID MONTHLY FOR THE SAME GOD DAMN TIME PERIOD.
Insurance has always been a fucking scam. Take my car insurance. I have been driving for close to 25 years and have paid a monthly insurance so other motherfuckers can use that money for their accidents because guess fucking what? That's right! In all those years I have had one wreck. ONE! And I have forked over thousands upon thousands over all those years and if I die without another wreck or need to call on them they might as well have just come to my house, stuck a gun in my face and took the money.
BULLSHIT!!!
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This is why insurance cost should be regulated. Even if everyone had to have insurance, companies would probably have prices the same as they are making a killing out of it. In the UK they can offer you full private coverage for $60 -$100 a month and still make money.
I admit this is a lefty view but I'm proudly centre-left (which doesn't mean communist btw, only Americans think it does - it means believing in capitalism but not allowing the old or sick to slip beneath a minimum standard of living.)
You are correct though, insurance is usually a scam. Most people would be better putting money aside each month in a savings account with a decent interest rate.