drriley

I know that some online merchants want to be able to ID, and decline, pre-paid cards. I guess they are actually debit card, not credit card. However, I am wondering if there might be an objection from MC, Visa, etc., regarding such a practise, and whether or not it might contravene the merchant agreement? MC and Visa make good money on these pre-paid card, and they market them to customers as, among other things, "works anywhere X card is accepted." If customers started having their cards declined because the merchant has flagged it as a pre-paid card and refuses to accept it, the issuer could have a problem.