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Old 08-25-2009, 02:36 PM  
Pics Traffic
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Quote:
Originally Posted by drriley View Post
I know that some online merchants want to be able to ID, and decline, pre-paid cards. I guess they are actually debit card, not credit card. However, I am wondering if there might be an objection from MC, Visa, etc., regarding such a practise, and whether or not it might contravene the merchant agreement? MC and Visa make good money on these pre-paid card, and they market them to customers as, among other things, "works anywhere X card is accepted." If customers started having their cards declined because the merchant has flagged it as a pre-paid card and refuses to accept it, the issuer could have a problem.
Yes, there has to be a way to identify prepaid cards. I had prepaid card from US that I wanted to use on DVD rental from Red Box and it got rejected, but my debit card went thru just fine.
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