There's also a couple good software programs out there that will layout everything for you. Business Plan Pro is the best I've seen.
Business Plan Pro web site:
http://www.paloalto.com/ps/bp/
Also lots of helpful info here:
http://www.bplans.com
Typically if you are looking for $10K to $1 Million stay away from VC firms and just deal with finders who will place it for you with private individuals directly. Expect to pay the finder from 1% to 10% fees depending on the deal and structure. Many finders will take stock in lieu of a cash fee.