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Old 09-14-2009, 02:34 AM  
Ron Bennett
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Join Date: Oct 2003
Posts: 1,653
Quote:
Originally Posted by SmokeyTheBear View Post
to be fair i have never heard of anyone besides paypal asking for that info. I have accounts at a few major us banks , i have never been asked for even 1 of those things..ever.
Most likely because you opened the bank accounts in person.

Also, if you opened the bank accounts many years ago, it's likely you were never asked for anything, other than, maybe, at most, a drivers license / state id. Though years ago, most didn't even require that. One just provided them a few basic details (name, address, and usually social security number), and they assumed it was accurate.

These days, most all U.S. banks require a government issued id and will scan a copy of it, plus will often ask for a second id, such as a major credit card. There's no trust at all these days - the customer is assumed a "criminal".

Quote:
Originally Posted by SmokeyTheBear View Post
so really the only argument is "well paypal does it "
Many on-line sites require additional info, because it's very difficult to verify one's identity on-line. Even domain name registrars, such as eNom, will sometimes ask for a scan of one's drivers license, utility bill, credit card statement, etc. It's not just a PayPal thing, far from it.

Ron
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