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I'm 50 years old. I started my own business when I was 23 and had excellent insurance for myself and my employees for more than 2 decades. When I sold my business I picked up personal coverage thru the same insurance company, Blue Cross/Blue Shield.
Not being part of a group, each year my individual rates increased at a disgusting percentage.
Except for cold medicine and regular checkups I NEVER HAD A CLAIM IN 25 YEARS!
Both of my parents had heart problems. My parents brother and sister died from cancer.
I am now a high risk based on age and family history. Short of small bullshit policies NO ONE will insure me do to my "high risk" situation.
Never mind I paid for 25 years without a claim I am now uninsured. That is the problem facing many of the uninsured. The insurance companies will take your money while you are young but stop when you reach a certain age when you might actually have a claim.
Would I pay for insurance? Of course. Have I payed a fortune already? Damn right. Did I get fucked by Americas health care system ........ obviously.
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