Originally Posted by Barefootsies

Required reporting
$10,000 may be FBI
$5,000.00 is IRS

Lower dollar amount to homeland security on single money transactions/wires.

My old college roommate is H.L.S. and told me himself. Which is how I even know this bullshit. I simply can't remember the under $5k amount, which was my guess when he asked me about it. But it was a lower dollar amount and it let to a long discussion.

The point being, the U.S. bank/financial institution has every right to ask you about your accounts, and money, especially when it is raising a flag or out of what they consider 'the norm'.